Kansas law does require minimal auto insurance policy limits of $25,000 per person of underinsured/uninsured coverage and $50,000 per accident of underinsured/uninsured coverage. What Does Uninsured Or Underinsured Motorist Coverage Actually Cover? Uninsured or Underinsured motorist coverage will cover a situation where someone involved in an auto accident, who was not at fault, has a claim against another driver who has less insurance than they do and who does not have enough insurance to cover all of the damages of the accident victim. For example, if an accident victim has a case that is worth $100,000 and the person who caused...

Everyone who owns an automobile in the state of Kansas, which is titled and in condition to be driven on the road, must maintain a basic policy of automobile insurance that includes minimal policy limits. Every car that is on the roadway, therefore, is required to have basic insurance coverage that at a minimum provides $25,000 in coverage for a person in the event that he or she causes an accident and is sued by the other driver if a claim is made against that individual for negligence. The insurance company will provide $25,000 of coverage for that claim at a minimum and $50,000 per accident if there are multiple claims which is...